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Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

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Q	Where is the world's largest bridge located?
A	Lake Pontchartrain Causeway at New Orleans, Louisiana is the world's largest bridge. It is almost 24 miles long.
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Lena Lansdale's Team, REALTOR®, real estate agents and broker for Georgetown, Round Rock and Austin, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Lena Lansdale's Team
Keller Williams Realty-Georgetown
823 South Austin Ave.
Georgetown, TX. 78626
Phone: 512-818-0229
Fax: 512-863-2116
Email: lenalansdale@NUMBER1EXPERT.com
Lena Lansdale has been a resident of Georgetown, Texas for 36 years and knows the Georgetown, Round Rock, and Austin, Texas Real Estate Market. Lena's Team was an Award winner of the 2009 & 2010 Top Team Producer at Keller Williams Realty-Georgetown office. Lena has also been a Top Producer for 13 consecutive years and is truly a NUMBER1EXPERT. Lena's success in real estate is because she loves people and is enthusiastic and full of energy. Lena has put the fun back into buying and selling real estate. People enjoy being around Lena and she makes everyone feel comfortable and a part of the community. Lena and her husband, Larry Black have put together a winning and proven professional real estate team, providing exceptional service.

LARRY BLACK
Phone: 512-818-0316
Fax: 512-863-2116
Email: larryblack@kw.com

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