"Lena was excellent for a couple of nerveous first time homebuyers. We have since looked at her other listings and realized she usually deals with higher end clientele, but she never once made made us or our purchase seem less important or not worth her time. We would definitely recommend her."
Mr. & Mrs. John Magnussen
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Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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Where is the world's largest bridge located?
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Lake Pontchartrain Causeway at New Orleans, Louisiana is the world's largest bridge. It is almost 24 miles long. |
 See More Real Estate Trivia > |
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Lena Lansdale's Team
Keller Williams Realty-Georgetown
823 South Austin Ave.
Georgetown, TX. 78626
Phone: 512-818-0229
Fax: 512-863-2116
Email: lenalansdale@NUMBER1EXPERT.com
Lena Lansdale has been a resident of Georgetown, Texas for 35 years and knows the Georgetown, Round Rock, and Austin, Texas Real Estate Market. Lena's Team was the Award winner of the 2009 Top Team Producer at Keller Williams Realty-Georgetown office. Lena has also been a Top Producer for 12 consecutive years and is truly a NUMBER1EXPERT. Lena's success in real estate is because she loves people and is enthusiastic and full of energy. Lena has put the fun back into buying and selling real estate. People enjoy being around Lena and she makes everyone feel comfortable and a part of the community. Lena and her husband, Larry Black have put together a winning and proven professional real estate team, providing exceptional service   
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LARRY
BLACK
Phone: 512-818-0316
Fax: 512-863-2116
Email:
larryblack@kw.com
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